FIND YOUR DREAM HOME TODAY!

Hammock Realty is the premier real estate provider for Northeast Georgia, South Carolina and beyond! Discover the Hammock difference as we help you check all your must have boxes. Contact our friendly team today to find your dream home.

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Buying a house in Georgia or South Carolina

You’ve finally found it…the perfect home! You’re envisioning late night conversations with family, relaxing in the backyard after dinner, turning that garage into your own private gym. The possibilities are endless, but getting from the moment you fall in love with a home to the day you get the keys can be an intimidating journey.

Whether this is your first home or your tenth, Hammock Realty is here to be your guide through every step of the home buying process.

Tips for Home-Buying

Preparation is a key ingredient in purchasing a home, and our experts are here to help you navigate the process. From the mortgage pre-qualification and determining your wish list to negotiating the terms of your purchase, we will support and direct you to programs that help you accomplish your goals.

But first…are you wondering exactly how to buy a house?

Steps to Purchasing a Home

Don’t allow yourself to make an expensive mistake. Let us help you be financially prepared for homeownership. Before moving ahead, consider this advice for purchasing a home:

1. Plan ahead financially. You’ll need a down payment, and you should absolutely plan to have several months of expenses saved to cover emergencies in addition to your down payment. Be sure to plan for every type of expense, and create a budget to make sure that you can afford the home of your dreams.

2. Calculate your mortgage payments. Use our mortgage calculator to determine what monthly payment you feel comfortable paying. It’s customizable according to how many years you want to pay your home mortgage, your expected interest rate, and your down

payment. Just remember this calculator does not account for property taxes or home warranties.

3. Manage your credit score. Lenders want to see that you are financially dependable before they’ll approve you for a loan. Pay your bills on time, and don’t make any large purchases during the home buying process.

4. Get pre-approved! With your expenses planned, savings topped up, and credit score in order, lenders will be happy to give you the best possible rates. We would be delighted to help you find a broker who can work with you to get the best rates available.

Working with Local Real Estate Experts

Our passion is to make purchasing a home a satisfying and stress-free experience. During the process, we’ll share our wealth of tips for homebuyers based on years of experience and resources in the industry.

We will schedule every appointment, recommend inspectors once you’ve chosen a home, and prepare all the documentation you need for your purchase.

As expert negotiators, we will work hard to get the most favorable terms when you buy your home!

With Hammock Realty, you have the premier real estate agents in Northeast Georgia on your side.

Looking to get started? Let’s find your dream home!

Call Us today for a free home buying consultation.