Hammock Realty North GA is a team of premiere real estate agents in Toccoa. Our combined expertise allows us to provide you with all the resources you need to buy or sell real estate.

As the premier real estate agents in Northeast Georgia, we’re here to provide you with all the resources and information you need to buy or sell real estate. We work with buyers and sellers in Toccoa, Martin, Eastanollee, Lavonia, Carnesville, Clarkesville, Cornelia and the surrounding areas and have had extensive training in the latest real estate marketing strategies. We’re confident that we can offer you knowledge and tools most other agents can’t.

Contact us so we can keep you updated on the latest real estate activities in our community and answer any questions you may have.

Thanks and we look forward to assisting in all of your real estate needs!

Agent/Broker (19 years experience)

SPECIALTIES:  Buyer’s Agent | Listing Agent | Relocation

I have lived in Toccoa Georgia all my life. I graduated from Toccoa High School and later obtained a Bachelor of Arts degree from Piedmont College in Business Administration. I worked at First Franklin Financial then I accepted the job as Manager of The Clary Center and Wilkinson Center at Stephens County Hospital for 14 years.

After retiring, I received my Georgia Realtor License and have been with Hammock Realty North Georgia since February 12, 2013.

Born and raised in Toccoa, GA, Stephen Caudell has been an integral part of Hammock Realty since 2013. With a real estate legacy in his family, thanks to his trail-blazing real estate developer father, Stephen gained insights into the industry from a young age. His deep local knowledge sets him apart and makes him a valued asset to our company.

Stephen’s journey into real estate began early, even during his teenage years. He started developing real estate projects during this time, showcasing his innate talent and passion for the field. By the impressive age of 21, he had already established a thriving Trucking company. However, Stephen’s heart remained set on his true passion – real estate. In 2014, he decided to sell his successful hauling business to fully pursue his lifelong dream.

Outside of his professional achievements, Stephen’s personal life is equally fulfilling. He is a proud husband to Kim and a devoted father to two sons, Britt and Benjamin. The Caudell family’s commitment to their local community is evident through their active involvement. Stephen’s dedication to the community goes beyond his real estate career, as he serves on multiple boards, contributing to the betterment of the area he calls home.

Stephen Caudell is more than just a real estate professional – he’s a hometown hero, a family man, and a community advocate who continues to make a positive impact on Toccoa and its surroundings.

Jared Kaup is a Toccoa resident of more than 30 years. He became a realtor in 2006 and enjoys representing buyers and sellers in both residential and commercial transactions. As a real estate investor, Jared has special insights for investors and potential investors as well as a wide depth of knowledge for anyone interested in tackling a fixer upper. Jared is especially patient and empathetic to the needs of first time home buyers as well. Jared prides himself on being attentive and exceptionally responsive to his clients and prospective clients. HIs 15 years of experience have equipped him to navigate the sales process with a great level of skill and expertise to ensure a smooth experience for his clients.

I was born and raised in beautiful Toccoa and have lived in Georgia all my life. I married my soulmate and we cherish our “homestead” in the hills of Northeast Georgia.  I want to find the same “happy place” for all my customers and clients.  When I’m not selling real estate you will find me with my “fur babies”.

Give me a call, and let’s talk about putting your dreams in action.

Angie Phagan Lloyd, Hammock Realty North Georgia

Call or Text: 706-297-8792

Email: SoldByAngieLloyd@gmail.com

Georgia is a great place to live and work, which is why I call it home, with roots in Toccoa and family in surrounding counties, I am your go to girl for everything Northeast Georgia!

I have been a part of the Hammock Realty family for years. I am passionate about helping clients take the next step in their homeownership journey. There’s a huge reward in showing people homes that delight them with visions of a happy future. That’s why I throw myself into finding spaces that really “speak” to my clients.

Outside of Real Estate, I take pride in giving back to the community. I enjoy spending quality time with my two sons, Cayden and Keaton, and our fur baby Chopper. As well as traveling with friends. I have also been in the nursing field for 12+ years. I have a passion for people and I have chosen two wonderful careers that allow me to make lives better every single day!

I grew up in Toccoa, GA and moved to Atlanta in 1993 to attend college. After graduating from Georgia Tech in 1997 with a Bachelor of Science in Management and a Minor in Building Construction, I spent 21 years as an estimator and project manager negotiating contracts with D.N. Langford Construction Company in Atlanta, GA. The last eleven of those years were as a partner.

We specialized in commercial construction as a licensed general contractor in Georgia, South Carolina, and Alabama. In 2018, I moved with my wife and two children back to Toccoa to live closer to family, friends, and the mountains. Our goal was, and is, to enjoy life in a great place without the hassles of the big city. I enjoy using my management, construction, contracting, and real estate experience daily to help others make the right choice with their real estate needs in this beautiful area.

Real estate agents are a dime a dozen, but I represent my clients with hard work, competence, effective communication, and paying attention to the details of the contract process.

My priority in life has always been building relationships and listening to my clients needs as a recipe for their success. Five years ago my wife Diane and I arrived here from Illinois Within the year that followed we were joined in the area by my daughter Kate, my grandkids and my son Kevin. Since that time we have never looked back enjoying our new found lives here in Northeast Georgia.

I have over 25 years experience creating corporate to corporate business solutions across North America. Since our arrival I am reborn as a Real Estate Professional and licensed in both Georgia and South Carolina. We have had the pleasure of living in both areas and have a great appreciation for the people, quality of life and unparalleled natural surroundings.

I’m looking forward to the opportunity to serve you!

My name is Stan Roberts and I have been a realtor helping people buy and sell property since 2019 with Hammock Realty. I go above and beyond to put my customer first. I owned and operated Tabor Motor Company for 18 years and I have flipped about 18 houses giving me a unique perspective on the market and how to succeed in your goals. Contact Stan at 706-491-8007 or stan@tabormotorcompany.com.

I was born and raised on a farm in the rolling hills of Habersham County with my parents and 2 sisters. Being the baby of the family and always tinkering around with my father, I quickly became His only son! My best friend and husband, Kevin, is a career Firefighter and Paramedic. We love all things furry, especially our own fur babies, Buster, Jack and Bunker. Living on Lake Hartwell, has fulfilled a dream of mine as the fishing, boating and beautiful sunsets are truly priceless with friends and family!

In my spare time, I enjoy traveling, watching football and recreational sports – although Grace is not my middle name! I’m grateful for my relationships with friends, family and the Lord.

As a realtor, I’ve found my passion in helping people find their HOME!

As a Toccoa native, I have a special love in my heart for this town and the surrounding counties. My love of houses started young as I spent many years exploring old abandoned houses, historical houses and even new construction with my father. After high school I moved to NY state and fulfilled a very different career path, becoming a chef. After living in NY and California, I knew I needed to get back home, and eventually decided I needed a change.

Stepping into the world of real estate was an easy transition. My entire life has been about working with people and ensuring their happiness through food. My end goal looks a little different now and I look forward to helping each and every client.

Ben is a native of Toccoa, Georgia and enjoys the charm of small-town living. After high school, he worked his way through college as a homebuilder in Athens where he also attended school at the University of Georgia. He graduated from UGA’s Terry College of Business with a degree in Finance in 2012. Ben uses his background to help buyers and sellers throughout northeast Georgia and eastern South Carolina, and enjoys working with first time home buyers. He is dedicated to making sure that buying/selling your home is an enjoyable experience.

naomihaney8788@gmail.com | 706.202.1546

Living the dream on the shores of Lake Hartwell near Toccoa, GA, with her husband and two children, Naomi Haney is not just a Realtor; she’s an advocate for the lifestyle that Northeast Georgia offers. In 2020, Naomi, along with her husband, two beautiful children, and their German Shepherd Goldendoodle—who adores the lake—took a leap of faith and moved to Toccoa, GA. This decision not only marked a new chapter in their lives ,but also deepened Naomi’s appreciation for the region’s breathtaking landscapes and warm, welcoming community. This personal journey of discovery in Toccoa has deepened her commitment to sharing the unparalleled charm of Georgia with others.

Bringing over five years of real estate experience, Naomi is a Realtor known for her deep commitment to connecting people with their ideal properties in Northeast Georgia. Her real estate journey began in 2019 working with a Commercial Brokerage based out of Ohio, where she developed a foundation in commercial real estate, specializing in investments and leasing. Since obtaining her Georgia Real Estate License in 2023 and collaborating with her husband, Skye Haney, at Hammock Realty North Georgia, Naomi has dedicated herself to serving a broad spectrum of clients, including those seeking relocation, short-term rental investments, first-time home purchases, and property listings. Her extensive background in both commercial and residential real estate equips her with the insight and adaptability to address her clients’ diverse needs with precision and care.

Naomi’s approach to real estate transcends the transactional; it’s about creating meaningful, lasting relationships. She endeavors to be the trusted advisor her clients turn to, not just for their current real estate needs, but for all future endeavors. Her active involvement in the Toccoa community and her genuine love for the area’s natural beauty and lifestyle are reflective of her commitment to not just meeting, but exceeding, her clients’ expectations.

Whether you’re drawn to Northeast Georgia for its scenic beauty, friendly neighborhoods, or the tranquil lakeside living, Naomi Haney is your go-to expert, ready to guide you with expertise, empathy, and enthusiasm on your real estate journey. Naomi also opened a fitness studio in 2021 in Toccoa, GA to share her love of movement and wellness with our community. Let’s just say Naomi can help you “Get moving!”

ashleybmallalieu@gmail.com | 706-429-5877

I was born and raised in Toccoa, GA. I married my high school sweetheart, Paul Mallalieu, and we have 3 beautiful daughters. I coached several sports and taught Cosmetology to high school students for over 10 years. My beginning years were spent serving Hart County High School and then serving Forsyth Central High School. I loved teaching and serving students. I decided to chase a dream and passion of mine with becoming a Realtor. Now I get to serve others and help them with their real estate needs. I am detail oriented, organized, and an effective communicator. I listen to my clients needs and want to provide the best possible services to each individual client. We live in Cumming, GA and I enjoy serving counties from the Blue Ridge Mountains over to Lake Hartwell.

I’m Madelaine Stephens, a 9th generation Georgian! I was born in Toccoa, Ga but lived in Metro Atlanta for 15 years! I’m a small town girl that’s perfectly comfortable in the busy city. My husband and I have one beautiful daughter and are expecting baby #2 soon! As a working mom I understand that buying a home is much more than prices and paperwork. Finding a home is an investment in your future. It is a beautiful and exciting experience! I want to help guide you on your journey. As an agent I am committed to being your families “helping hand”. I want be there for you throughout your home buying experience. Whether you’re a first time homebuyer or buying your 15th home, let me guide you through your next steps!

Hammock Realty North GA is a team of premiere real estate agents in Toccoa. Our combined expertise allows us to provide you with all the resources you need to buy or sell real estate.

As the premier real estate agents in Northeast Georgia, we’re here to provide you with all the resources and information you need to buy or sell real estate. We work with buyers and sellers in Toccoa, Martin, Eastanollee, Lavonia, Carnesville, Clarkesville, Cornelia and the surrounding areas and have had extensive training in the latest real estate marketing strategies. We’re confident that we can offer you knowledge and tools most other agents can’t.

Contact us so we can keep you updated on the latest real estate activities in our community and answer any questions you may have.

Thanks and we look forward to assisting in all of your real estate needs!

Agent/Broker (19 years experience)

SPECIALTIES:  Buyer’s Agent | Listing Agent | Relocation

Kellie Austin is a Georgia native. Her family settled in Toccoa when she was 11 after a childhood of living throughout the Southeast, making this her first real “hometown.” Many folks knew her dad, Dr. Bill Pollard, from their core business courses at Piedmont College or TFC and her mom, Christie, was the voice of Exciting Glad Tidings for decades. Kellie has five beautiful, amazing adult kids, all born in Toccoa, many of whom can be seen on any given day at Ping’s on Lake Toccoa. Her one grandson lives with his parents at Camp LeJeune, where his daddy is a Marine, and her grand-daughter lives nearby. Kellie is on the board of Leadership-Toccoa-Stephens-County and the Stephens County Republican Party Chairman. She is an active member of The Pointe Church and will help you find a seat and then nag you to scoot closer to your neighbor.

After a career in political consulting and economic development, Kellie feels she has found her calling and has been a Realtor since 2018. She has a strong reputation for gaining the trust and confidence of her clients and works hard to protect their financial interest. She is passionate to help folks navigate the often-stressful process to successfully buy or sell their home. Together, we’ll make it home!

As a native of Toccoa, GA, I was fortunate to have grown up in our peaceful community and on Lake Hartwell. Our love of the lake and the small town feel are the primary reasons my wife, Lisa, and I moved back to Lake Hartwell from Atlanta, GA.

She and I started our family and have been living on the lake since 2009! We enjoy all of what Lake Hartwell and the surrounding areas have to offer. We don’t just love it, we live it!

Please contact me to represent you as a buyer or seller. Call, email or text to schedule!

My wife and I took a leap of faith to sell our

home and move to Lake Hartwell in 2020. We are loving our life with our 2 children in Stephens County. 

We have embraced this rural lifestyle and opened my wife’s business Longevity Barre, A Boutique Fitness Studio, in downtown Toccoa.

I have always had a passion for marketing and getting the most out of the property by using certain tactics to accommodate the market.

I also thrive on finding that perfect property that makes you happy to call home.

Let me be your Realtor and give me a call at (706) 247-5394

The sky’s the limit on the things we can achieve together!

Hammock Realty North GA is a team of premiere real estate agents in Toccoa. Our combined expertise allows us to provide you with all the resources you need to buy or sell real estate.

As the premier real estate agents in Northeast Georgia, we’re here to provide you with all the resources and information you need to buy or sell real estate. We work with buyers and sellers in Toccoa, Martin, Eastanollee, Lavonia, Carnesville, Clarkesville, Cornelia and the surrounding areas and have had extensive training in the latest real estate marketing strategies. We’re confident that we can offer you knowledge and tools most other agents can’t.

Contact us so we can keep you updated on the latest real estate activities in our community and answer any questions you may have.

Thanks and we look forward to assisting in all of your real estate needs!

Agent/Broker (19 years experience)

SPECIALTIES:  Buyer’s Agent | Listing Agent | Relocation

I grew up in Northeast Georgia and have lived here my entire life.  I was a machinist for 15 years and decided years ago I wanted to change careers.  I wanted a career that would allow me to help people and make a difference in their life and our community. I decided that there are many aspects to finding a fulfilling career. My years in machining has taught me that precision matters, I am constantly on the lookout for any detail that may change the outcome, and I know the value of a hard-earned dollar. I have a small family farm where I raise cattle, goats and honeybees.  This farm has been in my family for multiple generations and whether you are a first-time home buyer, or you are looking for a property to keep in your family for generations I would love to help.

If you are wanting to connect with a knowledgeable agent
with integrity that is not afraid of hard work give me a call.

Email: joann_nunnery@yahoo.com

Phone: 706.201.9197

Email: jenwalsh044@gmail.com 

Phone: 706.491.6428

Phone: 706-491-1448

Marilu, a proud Habersham County native, graduated from Lanier Technical College in 2018. She is currently raising her young daughter alongside her fiancé, who sparked her interest in real estate. Since 2022, they have been investing in homes in the charming town of Toccoa, which inspired Marilu to pursue a career in real estate.

As a licensed Realtor, Marilu brings a strong work ethic, exceptional attention to detail, and excellent communication skills to every client interaction. She understands that communication is key and is dedicated to keeping her clients informed and at ease throughout the buying or selling process.
In addition to guiding you through your real estate journey, Marilu can provide comparative market analyses, market updates, and valuable insights into the buying or selling process. With Marilu by your side, you can confidently turn your real estate goals into reality!

Phone: 706-894-6817

Email: marilurealtor2025@gmail.com

A Toccoa native, Casey Ramsey combines local expertise with a strong academic background, holding a degree from Yale University and an MBA. With a keen eye for detail and a strategic mindset, he helps clients navigate the real estate market with clarity and confidence.

Whether working with buyers or sellers, Casey focuses on making processes smooth and straightforward. He especially enjoys working with families purchasing their first home, ensuring they feel informed and prepared every step of the way.

Outside of real estate, Casey enjoys reading, cooking, spending time with friends and family (especially if it involves eating), and managing his tutoring and college admissions consulting business. With his deep roots in Northeast Georgia and a commitment to smart, strategic decision-making, Casey is ready to help clients find the right place to call home.

Phone: 706-963-0069

Email: casey.ramsey@aya.yale.edu

Caity Schreiner is a proud Georgia native who has called Northeast Georgia home her entire life. She graduated from the University of Georgia in 2023 with a Bachelor’s Degree in Psychology. Her educational background gives her a unique advantage in real estate — helping her connect with clients, understand their needs, and guide them through each step of the buying or selling process with clarity and confidence.

Known for her thoughtful communication and calm, client-focused approach, Caity is dedicated to making real estate experiences as smooth and stress-free as possible. Whether working with first-time buyers, growing families, or seasoned investors, she brings professionalism, empathy, and a strong work ethic to every transaction.

Outside of work, Caity enjoys reading, cooking, and spending quality time with friends and family.

Phone: 678-231-5329

Email: caitymschreiner01@gmail.com